How To Redeem Payback Points To Cash [Germany]

Your Quick Answer:

To redeem your Payback points to cash in Germany you need to open the official website of Payback by clicking on the link

Then you need to log in to your account. 

Next, you need to go to the link  and then check the bank account details. 

Then, you need to click on Confirm and wait till the next day. 

To redeem Payback in Germany, you need to purchase items from the partner store. 

You can also trade the coins for products available on the website of Payback. 

You can even exchange the coins for the vouchers of other companies from the website. 

It can also be used for buying miles using your Miles and More card. 

To earn more Payback points, use coupons maximum time. 

Sign up for your account using the American Express Payback Card to collect points with every purchase. 

How to transfer PayBack points to a bank account:

Follow the steps below:

Step 1: Open and log in

When you use the Payback service you get points for every purchase. However, you need to redeem those points to cash into your bank account so that you can use them to buy something.

Click on login

You need to go to the official Payback website of Payback which is and then log into your Payback account. 

click on login (2)

Step 2: Then Go To: and Find Bank Details

After you’ve logged in to your Payback account by inputting the correct details, you don’t need to search all over the site to get the points to cash. You need to click on the link browse to the link below to head on to the section where you’ll find the bank details.

The coins that you get after every purchase are given to you so that you can use them for discounts and promotions. Redeeming it to cash is not its primary purpose. 

Step 3: Now Redeem your Coins to send as Cash

Once you get to the bank details section, you need to check the details provided there so that you can be sure that your correct bank account is added. Then you need to click on Confirm to redeem your coins.

It would be sent as cash to your bank account directly. You can wait till the next day and check the bank balance to see if the amount has been added or not. For the most, it takes seven days to get credited into the bank account. 

How To Redeem PayBack Points (In Germany):

These are ways to redeem:

1. Purchase from partner stores

If you want to use and redeem your Payback points in Germany there are a few ways you can do that. It may sound surprising to you but some stores or shops in Germany accept Payback points as payment.

Therefore, it is kept and used as a payment method in Germany to pay for items for some purchases. You need to check your Payback balance and then count how much you have on your Payback account before you go for a purchase. Some stores that are popularly known for accepting Payback as payment are Burger King, DM, Aral, and Real.

If you go to these stores to buy something, you need to make sure to ask them whether Payback coins are an accepted payment method or not before you make the purchase. 

2. Trade Coins for products

When you want to use your Payback coins you can trade the coins that you’ve in your account for other products in exchange. Within the app of Payback and even on the Payback website, you’ll be able to see that there are different kinds of products available for your to buy.

You can purchase these products using the Payback coins that you’ve got from using the Payback service. The app offers a variety of products such as cooking appliances, sports appliances, multimedia, and other kinds of health and lifestyle-related products.

When you’re purchasing the products, you always need to compare the price of one item with different providers. When you buy them with coins, you get them at a lower rate than the purchase that is made with cash. 

3. Trade Coins for vouchers

Another way you can redeem your coins is by trading them for vouchers. On the Payback website, you’ll be able to get a full list of vouchers that you can exchange with the Payback coins which you have on your account.

These vouchers are from companies that are outside the Payback program, such as IKEA, Spotify, Zalando, etc. You can use these vouchers to shop from these companies and get a good deal for your purchase of the items.

But make sure to look for the expiry date of these vouchers after purchasing them so that you can use them before they expire otherwise it would be a waste and you’ll not be able to use the coupons. 

4. Miles & More Mile card

You can also use the Payback coins to exchange for miles using your Miles and More card. If you have a Miles and More card, you have another option to exchange or trade your Payback coins more fruitfully.

You should know that one Payback point is equal to one mile when you exchange it on Miles and More. 

Miles & More Mile card

Payback coins can help you fill up your mileage account on Miles and More. Only after earning 200 coins in your Payback account, you’ll be able to convert those to  Miles using your Miles and More card. It can help you get too many rental awards, flights, or even hotels too. 

How to earn more Payback points:

Follow the methods and tips below:

1. Using Coupons Maximum of the time

If you want to earn more Payback coins, then you need to use coupons more. When you check out a purchase, you are given the option to choose coupons. You need to choose any of these coupons while you’re checking the order. You also need to know that these coupons are available on the app of Payback, therefore, you need to checkout using the Payback app and not the website to get the coupons. 

If you’ve provided permission for Payback to send emails to you, you’ll be able the coupons in the emails too. If you haven’t accessed Payback to send you mail, provide access and once you receive them, check the emails that you receive so that you can know the coupon codes to use them. Be sure to read the instructions on every coupon to know its details. 

2. Using American Express Payback Card

There’s another way to increase your Payback points is by signing up with your American Express Payback Card. You may wonder what difference signing up with American Express Payback Card make but it does make all the difference. When you purchase with American Express Payback Card, you can collect points with all of your purchases from all kinds of stores, even if it’s not a partner store.

Using American Express Payback Card

Moreover, the points get doubled up, when you purchase from a partner store using the American Express Payback Card. All these benefits are not available when you use a regular card. 

However, you need to know that many shops in Germany don’t use the American Express Payback Card, therefore, check if the shop in which you want to make the purchase accepts it or not.  

As the coins are only valid for three years, you need to be sure to use them before their validity expires. 

Frequently Asked Questions:

1. How long does it take for Payback to send money?

When you redeem your coins to cash on the Payback website, it doesn’t get transferred to your Payback account immediately. It gets into your account the next day. Therefore, it takes one day to enter your bank account usually but in cases of delay, you need to wait up to one week for the amount to enter your bank account which is the maximum time it takes. 

2. How much do you get from Payback points?

On a Payback account, you need to have at least 200 points or 200 coins so that you can be paid it out or convert it to cash. Then you have 200 coins or points, its value is equal to 2 euros. The value of one Payback point is equal to one cent. You can save the coins and then convert them to cash so that you can transfer them to your bank account.

Also Read:

Leave a Comment