How To Restore Permanently Limited PayPal Account

Your Quick Answer:

To restore a permanently limited PayPal account you need to re-appeal to PayPal by logging into the Resolution center. 

You can also submit a physical letter to the PayPal executive requesting him to recover your account. 

If you want to check the limits of your PayPal account, you need to go to the My Account section and then click on View Limits to see the limit of your PayPal account. 

To spend money on a limited PayPal account, you need to appeal to PayPal and submit the documents that have been requested of you. Once your identity is confirmed your account limitations will be lifted and you’ll be able to spend your money. 

To make a new PayPal account after being permanently limited, you need to first close the old one permanently and then make a new one. 

You can also use the account of any family member or friend. 

You can close a permanently limited PayPal account only after transferring the money to your bank account and resolving its issues. 

How to Restore Permanently limited PayPal account:

You have these things to fix it with:

1. Re-Appeal To PayPal

If your account has been permanently limited on PayPal, you need to re-apply to PayPal to lift the limitations off your account so that you can use it without any restrictions. But it wouldn’t be done until you prove your identity to PayPal. 

You need to describe your issue clearly and appeal to them to remove the restrictions that have been put on your account. When PayPal suspects that your account has been accessed by a hacker or fraud without your knowledge, it limits your account to keep it safe and to protect you from facing huge losses that can cause you to lose a lot of money.

Only when you confirm that your account is under your control and no fraudulent transfer has been made from your account, it will take off the limitations. 

🔴 Steps to appeal:

Step 1: You need to click on the link below to go to the help center. 

https://www.paypal.com/us/smarthelp/contact-us

Contact page paypal

Step 2: Then, you need to log in to go to the Resolution center of PayPal.

Step 3: Click on Disputes and account Limits. 

Click on Disputes and account limitations

Step 4: Then click on Account limitations. 

click on Account limitations.

Step 5: Upload the identity proof such as a green card or driver’s license and then describe your issue. 

Click on question

Step 6: Submit the appeal form. 

2. Write to PayPal Executive: Without ID

Another way to appeal to PayPal is by writing a letter to the PayPal executive appealing to him to take off the limitations from your account. You need to attach your account details correctly with it.

This method is particularly helpful in case you don’t have a green card or a driver’s license number to provide your identity. You need to send the physical letter to the PayPal executive by post. In the letter, it should be clearly stated that you’re requesting the PayPal executive to restore your account so that you can handle it like a regular account. 

You can send a copy of the letter via email to the executive of PayPal to ensure that it gets straight to him. 

How to check PayPal limits:

Every account on PayPal has a spending limit that the account has to follow. If you exceed the spending limit you won’t be able to send any more money to other PayPal users from your account.

For every user the limit is different therefore before you spend, you need to check the limit that has been set for your account by PayPal. 

When your account is limited, your limit gets decreased. 

🔴 Steps to check limits:

Step 1: Log in to your PayPal account and go to My Account. 

Click on login

Step 2: Then click on View Limits. 

Click on settings

Step 3: You’ll see the spending limit. 

Click on account settings

You can check the notification section to see if there are any notifications about restrictions or not. 

Click on view

How to spend money on a limited PayPal account:

When your PayPal account is limited due to suspected fraud activities or other issues, you won’t be able to make normal payments or spending. You’ll be able to check your restrictions or spending limitations on the PayPal notifications section to know the amount that you’re allowed to spend or if you’re allowed to spend anything on a limited account.

If you’re not allowed to spend anything on a limited account then you need to provide the information that you’re requested to submit to recover your account.

As soon as you provided the information or identity proof such as your driver’s license or green card number, and appeal to PayPal, you’ll be able to recover your account and spend the amount on your account. 

How to Make a new PayPal account after being permanently limited:

🔴 Steps To Follow:

Step 1: You need to close the first PayPal account after withdrawing all its money to your bank account.

Step 2: After your old PayPal account is closed, you need to open the new one. 

Step 3: If your old account is not permanently closed, but you want to create a new account, then you need to use different details to create a new PayPal account. 

Step 4: But when you’re unable to open a new account or close the old account permanently after being permanently limited on PayPal, you can use the account of any friend or a family member with whom you’re in close contact for the time being. 

Step 5: Later, after your old PayPal account gets closed, you can open a new account on PayPal. 

Step 6: Whatever you do, make sure you don’t violate any terms and conditions of PayPal as it can result in the banning of the PayPal account and your fund can be held hostage for up to 180 days. 

🔯 Can I Close A Permanently Limited PayPal Account?

Yes, when your account gets limited, you can request PayPal to close your account.

But to close your PayPal account you need to resolve the issues that your account has been dealing with and your account money has to be transferred to your bank account.

Once these are done, you need to follow the steps jotted down below to send a request to PayPal to close your PayPal account.

🔴 Steps To Follow:

Step 1: Go to paypal.com.

Step 2: Then you need to login into your account. 

Click on account settings

Step 3: Next, click on Profile

Account peference

Step 4: Then click on My Settings

Step 5: In the Account Type section, you need to click on Close Account

Click on close account

Step 6: Click on Continue. 

Click on continue

Step 7: Next, choose any reason from the list provided. 

Step 8: Again click on Continue. 

Step 9: Click on Close Your account and then your account will be logged out immediately. 

Step 10: PayPal will cancel your account. 

Frequently Asked Questions:

1. How Long Does It Take to Resolve a Limited PayPal Account?

If your account has been limited, you need to appeal to a PayPal executive or submit the requested identity proof to recover your account. But sometimes even after submitting the identity proof, it takes up to 180 days to resolve a limited PayPal account.

However, in some cases when the documents don’t meet the requirements, the limitations are not lifted and stay permanent. 

2. How to withdraw money from a permanently limited PayPal account?

To withdraw money from a PayPal account, you need to :

◘ Log in to your PayPal account. 

◘ Then you need to go to My Account. 

◘ Next, you need to click on Withdraw. 

◘ Click on Transfer to a bank account

◘ Enter the amount. 

◘ Add the bank account details. 

◘ Click on Continue. 

◘ Then click on Submit.  

◘ Your amount will be transferred to your bank account 

3. How to withdraw money from a limited PayPal account before 180 days?

You need to appeal to PayPal and upload the identity proof so that the limitations of your account get lifted before 180 days. Therefore, after the limitation of your account is lifted you’ll be able to spend your money or withdraw it according to your wish. You can send or receive it to someone else on PayPal after your account limitation is lifted.

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